Community Development

Modern style homes in ConcordThe Community Development Division is committed to making the City of Concord and its neighborhoods better places to live, work, and play. Through the efforts of this Division, the City strives to provide safe, decent, affordable housing, a suitable living environment and economic opportunities, specifically for low- and moderate-income individuals and communities. The City has several programs in place to accomplish this goal. These programs are federally funded through the Community Development Block Grant (CDBG) and HOME Investment Partnerships Act Programs. 

Affordable Housing Opportunities

Federal Grant Programs


Clearwater Arts Center & Studios

Clearwater Artists Studios

CDBG funds are being used to create a catalyst for neighborhood revitalization with the Gibson Village community.

The first phase of renovations to Clearwater Arts Center & Studios, the city’s former electric operations center, is complete. Artists are currently leasing nine studios from which they work to create, teach, and sell art. A 2,200 square foot gallery enables the artists to hold exhibitions of their work. 

Site improvements have been completed.  The next phase of the improvements will include further renovation of interior space within the site. Once fully renovated, Clearwater Arts Center & Studios will contain over 30 studios, a gallery, a community market space, and a café. The adjacent Village Greenway and open space will offer opportunities for outdoor concerts and events.

For more information, visit




˃˃ HUD Administrative Law Judge Orders a Long Island Landlord to Pay over $70,000 for a Discrimination Lawsuit

On July 11, 2022, the U.S. Department of Housing and Urban Development announced that an Administrative Law Judge found that a landlord violated the Fair Housing Act when he refused to rend to a mother and her daughter because of the daughter’s cerebral palsy.  HUD ordered the landlord to pay $50,530 in damages to the family and $20,111 of civil penalty fees to the United States.  People who feel that they are victims of housing discrimination should contact HUD at (800) 669-9777 (voice) or at (800) 927-9275 (TTY).  Additional information is available at more.

˃˃ HUD, VA Announces $10.4 Million Funding Opportunity for Rehabilitation of Low-Income Veterans’ Homes

The U.S. Department of Housing and Urban Development (HUD) Secretary Marcia L. Fudge and the U.S. Department of Veterans Affairs (VA) Secretary Denis McDonough announced the availability of $10.4 million through the Veterans Housing Rehabilitation and Modification Pilot Program (VHRMP) for the rehabilitation of the homes of Veterans with low-incomes and disabilities.  With this funding, Veterans with low-incomes and disabilities will receive home modifications and improvements to make their living environments better suited to their needs and independent living.  Learn more.

˃˃ Federal Housing Administration Expands Mortgage Eligibility for Borrowers Previously Affected by COVID-19

The Federal Housing Administration (FHA) announced new flexibility for lenders when qualifying borrowers who experienced previous employment gaps or loss of income due to the COVID-19. Through updates contained in Mortgagee Letter 2022-09, salaried and hourly wage-earners, as well as self-employed individuals affected by COVID-19, who now have stable income will have a greater opportunity to purchase a home using affordable FHA-insured mortgage financing. Learn more.



>> July 11, 2022 6:00 p.m. - 7:30 p.m.

The City of Concord’s Planning and Neighborhood Development Department is partnering with N.C. Navigator Consortium, a project of Legal Aid of North Carolina, Inc., to offer an in-person and virtual Affordable Health Coverage Event for residents that need assistance with securing affordable healthcare coverage through the Marketplace.   It can be difficult to find the right healthcare plan and there are pros and cons to each plan, especially when comparing the monthly premiums, deductibles and co-pays.  Many Americans currently do not have health insurance because they need help with determining the most affordable plan that will fit their budget.   N.C. Navigator Consortium offers free, expert help with discussing your options, choosing a plan, and finding financial assistance to help with paying your premium.

Please join us for this event that will provide an overview of how N.C. Navigator Consortium can help you and your family to get health coverage through the Marketplace on Monday, July 11, 2022 at 6:00 p.m. at ClearWater Arts Center & Studios, located at 223 Crowell Drive NW in Concord.  In-person seating is limited to 36 people, so be sure to register here or at to reserve your seat or to join us online for this informative event.  Registration is required for both options.

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>>12 de Julio de 2022 6:00 p.m. – 7:30 p.m.

El Departamento de Planificación y Desarrollo de Vecindarios de la Ciudad de Concord se está asociando con N.C. Navigator Consortium, un proyecto de Legal Aid of North Carolina, Inc., para ofrecer un Evento de Cobertura de Salud Asequible en persona y virtual para los residentes que necesitan asistencia para obtener una cobertura de salud asequible a través del Mercado. Puede ser difícil encontrar el plan de atención médica adecuado y cada plan tiene ventajas y desventajas, especialmente cuando se comparan las primas mensuales, los deducibles y los copagos. Muchos estadounidenses actualmente no tienen seguro médico porque necesitan ayuda para determinar el plan más asequible que se ajuste a su presupuesto. N.C. Navigator Consortium ofrece ayuda experta gratuita para discutir sus opciones, elegir un plan y encontrar asistencia financiera para ayudarlo a pagar su prima.

Únase a nosotros para este evento que brindará una descripción general de cómo N.C. Navigator Consortium puede ayudarlo a usted y a su familia a obtener cobertura médica a través del Mercado el martes 12 de julio de 2022 a las 6:00 p.m. en Centro de Artes y Estudios ClearWater, ubicado en 223 Crowell Drive NW en Concord. Los asientos en persona están limitados a 36 personas, así que asegúrese de registrarse aquí o en para reservar su asiento o unirse a nosotros en línea para este evento informativo. Es necesario registrarse para ambas opciones.